Insurance
Life, Accident, & Disability Coverage
Building toward your financial goals is exciting, but have you considered what might happen if your plan is interrupted by a serious illness, disability, or unexpected death? While these are difficult topics to face, having the right insurance coverage ensures your financial plan stays on track for you and those you care about most.
As independent advisors, we provide access to a wide range of insurance products from many leading companies, allowing us to find coverage tailored to your personal needs at competitive rates. Our offerings include:
- Life Insurance
- Critical Illness Insurance
- Buy-Sell Agreements for Business Owners
- Accidental Death & Dismemberment
- Disability Insurance
We work with top insurers including Manulife, BMO, Sun Life, Beneva, Industrial Alliance, iA Financial Group, Equitable Life, Canada Life, and more—ensuring you receive comprehensive options and expert guidance.
Guaranteed Investment Funds
GIF
Guaranteed Investment Funds (GIFs), also known as Segregated Funds, are investment products offered by insurance companies. They allow you to participate in stock and bond markets while providing a guaranteed minimum value at the fund’s maturity or upon death.
These funds are excellent estate planning tools because they can bypass probate, helping to ensure more of your assets are passed directly to your loved ones without delay.