Portfolio Management
A Personal Approach
We begin by getting to know you personally—understanding your goals, priorities, and financial aspirations is the foundation for crafting a customized plan designed to help you achieve them. Transparency is key, so we clearly explain our fee structure upfront to ensure there are no surprises along the way.
As independent advisors, we have the flexibility to offer mutual funds from a wide range of institutions. This independence enables us to recommend some of the best-performing funds that align precisely with your investment objectives. Our platform includes access to funds from all five major Canadian banks as well as leading mutual fund firms such as Fidelity, BMO, Dynamic, Mackenzie & IA Clarington.
Retirement
Implementation & Launch
We understand that implementing your retirement plan is one of the most significant financial milestones in your life. It can be complex and stressful, with many moving parts to coordinate. That’s why we’ll work closely with you to develop a clear, personalized launch strategy—so you can confidently embark on your next great adventure.
Estate Planning
Proactive planning
Settling an estate is often an emotional and challenging time for families. We work closely with our clients to clearly explain the tax implications related to their investments and guide them through strategies designed to preserve the maximum amount of wealth within their family.
financial planning
Selling a Business or Home?
Selling a business or home is a major life milestone that raises important financial questions. How can you generate reliable income from the proceeds? What are the tax implications? How will your government benefits be affected?
We specialize in strategies designed to create stable income streams, minimize tax liabilities, and protect your Old Age Security (OAS) benefits from clawbacks.